1. Privacy Policy
Nationwide Loans Miami, operated by Nationwide Loans, Inc., respects your privacy and recognizes the importance of protecting personal information.
This Privacy Policy explains the information we may collect through nationwideloansmiami.com, how that information is used, and your communication choices.
1.1 Information We Collect
When you visit our website, submit a consultation request, or communicate with our team, we may collect:
- Full name
- Telephone or mobile phone number
- Email address
- Mortgage financing interests and inquiry details
- Communication preferences
- SMS marketing consent selections
- Submission timestamps and consent records
- Website usage and technical information
If you proceed with a mortgage application through a separate secure application portal, additional financial and personal information may be requested under the applicable privacy notices and security practices of that service.
1.2 How We Use Your Information
Information submitted through our website may be used to:
- Respond to your mortgage consultation request.
- Contact you about your financing inquiry.
- Provide information about available mortgage programs.
- Deliver requested customer service and support.
- Send promotional SMS communications when you expressly opt in.
- Maintain communication and consent records.
- Operate and protect our website.
- Comply with applicable legal and regulatory requirements.
1.3 SMS Consent and Communication Preferences
Nationwide Loans Miami provides an optional promotional SMS messaging program.
By voluntarily selecting the promotional SMS checkbox on our website, you expressly agree to receive recurring promotional text messages from Nationwide Loans Miami at the mobile telephone number you provide.
These communications may include mortgage programs, rate information, refinancing opportunities, home financing updates, and promotional offers.
Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.
Consent to receive promotional text messages is not a condition of purchasing or obtaining any products or services.
Submitting a mortgage consultation request without checking the optional promotional SMS consent box does not enroll you in marketing text messages.
1.4 Mobile Information and Data Sharing
We do not sell, rent, or share mobile phone numbers or mobile contact information with third parties or affiliates for their own marketing or promotional purposes.
Text messaging originator opt-in data and consent are excluded from all other information-sharing categories and will not be shared with third parties or affiliates for marketing or promotional purposes.
Authorized service providers may process information on our behalf for legitimate business operations, including website hosting, customer communication, and text message delivery.
Such service providers may only use the information as necessary to perform their contracted services, subject to applicable privacy and security obligations.
Other personal information may be disclosed when permitted or required by law, including disclosures necessary to provide requested services, satisfy regulatory obligations, or protect legal rights.
1.5 Information Security
We use reasonable administrative, technical, and organizational safeguards intended to protect information submitted through our website.
However, no method of electronic transmission or storage is completely secure.
Please do not submit Social Security numbers, tax returns, bank statements, or other sensitive financial documents through the general consultation form.
1.6 Information Retention
We retain personal information for as long as reasonably necessary to respond to inquiries, provide requested services, maintain communication and consent records, and comply with applicable laws and regulatory requirements.
1.7 Your Privacy Choices
You may decline optional SMS marketing consent without affecting your ability to request a mortgage consultation.
If you previously opted into promotional SMS messages, you may withdraw your consent at any time by replying STOP.
You may also contact us to ask questions about your personal information, request changes to communication preferences, or submit a privacy request, subject to applicable law.
1.8 External Websites
Our website may link to external websites, including secure mortgage application platforms and third-party information resources.
Those websites may have separate privacy policies and terms. We encourage you to review them.
1.9 Policy Updates
This Privacy Policy may be updated periodically. Changes will be posted on this page with a revised effective date.
2. SMS Messaging Terms & Conditions
These SMS Messaging Terms describe the optional promotional text messaging program offered by Nationwide Loans Miami, operated by Nationwide Loans, Inc.
2.1 Program Description
Customers who expressly opt into our promotional SMS program may receive recurring text messages concerning:
- Mortgage loan programs
- Mortgage interest rate information
- Refinancing opportunities
- Home purchase financing options
- Mortgage-related promotional offers
- Other mortgage products and services
2.2 How to Opt In
You may enroll in promotional SMS communications by voluntarily checking the optional promotional SMS consent box on our website consultation form and submitting the form.
By doing so, you authorize Nationwide Loans Miami to send recurring promotional SMS messages to the mobile number provided, including messages sent using automated technology.
You are not required to consent to promotional SMS messages to obtain mortgage information or services.
2.3 Message Frequency
Message frequency varies depending on the information, promotions, and communications available.
2.4 Message and Data Rates
Message and data rates may apply according to your wireless carrier and mobile service plan.
2.5 How to Opt Out
You can cancel promotional SMS communications at any time by replying STOP to a message received from us.
After processing your opt-out, you will no longer receive promotional messages from the applicable messaging program unless you opt in again.
2.6 How to Get Help
For assistance, reply HELP to a text message or contact Nationwide Loans Miami:
Phone: 786-863-3549
Email: gabriel@miamibroker.com
2.7 Carrier Disclaimer
Wireless carriers are not liable for delayed or undelivered messages.
Message delivery may be affected by your carrier, mobile device, network conditions, or other circumstances outside our control.
2.8 Privacy of SMS Information
We do not share mobile opt-in information or SMS consent with third parties or affiliates for marketing or promotional purposes.
For additional information, please review our Privacy Policy above.
2.9 Customer Service Communications
Nationwide Loans Miami may also communicate with customers regarding mortgage inquiries, appointments, and requested services through communication channels authorized by the customer and permitted by law.
The consultation acknowledgment is separate from optional promotional SMS consent and does not by itself enroll customers in recurring automated text messaging.
3. Website Terms of Use
Welcome to nationwideloansmiami.com. By accessing or using this website, you agree to the following Terms of Use.
3.1 Website Purpose
This website provides general information about mortgage financing programs, mortgage-related services, and opportunities to contact Nationwide Loans Miami.
Information presented on this website is intended for informational purposes and does not constitute individualized financial, legal, or tax advice.
3.2 No Commitment to Lend
Information provided through this website does not constitute a commitment to lend, a loan approval, or a guarantee of financing.
All mortgage applications are subject to credit approval, verification of information, underwriting guidelines, program availability, and applicable legal requirements.
3.3 Mortgage Rates and Loan Programs
Mortgage interest rates, loan terms, programs, eligibility requirements, and financing options may change without notice.
Any national mortgage rate information displayed on this website is for informational purposes only and should not be interpreted as a personalized interest rate quote or APR.
3.4 Mortgage Calculator
Mortgage calculator results are estimates only.
Calculations may exclude property taxes, homeowners insurance, mortgage insurance, flood insurance, HOA fees, closing costs, and other applicable expenses.
Actual loan payments and terms may differ from estimates.
3.5 Website Submissions
By submitting a consultation request, you agree to provide accurate contact information and acknowledge that Nationwide Loans Miami may respond regarding your inquiry.
Optional promotional SMS consent is handled separately and is not required to submit a consultation request.
3.6 Intellectual Property
Website content, branding, graphics, and other materials may be protected by applicable intellectual property laws.
Unauthorized reproduction or commercial use of protected materials is prohibited unless otherwise permitted by law.
3.7 Third-Party Links
This website may include links to third-party websites and services.
Nationwide Loans Miami is not responsible for the content, availability, or privacy practices of independent third-party websites.
3.8 Website Availability
We make reasonable efforts to maintain accurate website information and availability.
However, we do not guarantee that the website will always operate without interruptions, errors, or technical issues.
3.9 Changes to These Terms
We may revise these Terms of Use periodically.
Updated terms will be published on this page.
4. Company Information & Contact
If you have questions about this website, privacy practices, SMS messaging, or these terms, please contact:
Nationwide Loans Miami
Operated by Nationwide Loans, Inc.
Gabriel Gonzalez
Branch Manager | Mortgage Professional
Individual NMLS #336402
Nationwide Loans, Inc.
Corporate NMLS #1799965
Phone:
786-863-3549
Email:
gabriel@miamibroker.com
Corporate Address:
701 Palomar Airport Rd, Suite 300
Carlsbad, CA 92011
Website:
https://nationwideloansmiami.com